TRUSTED FINANCIAL PARTNER FOR MILLIONS
Welcome to RBS Nidhi

Revolutionize Your Banking Experience with Our Digital Solutions!

Experience the future of banking with RBS Nidhi Limited. Our comprehensive suite of digital banking solutions is designed to simplify your financial life.

Join us and embrace the convenience, security, and innovation of modern banking.
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TRUSTED FINANCIAL PARTNER FOR MILLIONS

Find the best product for you

Unlock the Potential of Your Financial Journey: Explore Our Comprehensive Banking and Financial Solutions, Your Path to Achieving Financial Success.

Personal Loan

Low Rates, Zero Fees: Effortless Online Personal Loans Made Simple

  • Competitive Rates:

    Benefit from low interest rates starting at 13% p.a. onwards, ensuring affordable repayment options for your personal loan.

  • Fee-Free Experience:

    Enjoy the convenience of no hidden fees or extra charges, making your personal loan straightforward and transparent.

  • Seamless Online Process:

    Experience the ease of obtaining a personal loan from the comfort of your home, with a user-friendly online application.

  • Trusted and Secure:

    Rest assured that your personal and financial information is handled securely, maintaining your privacy throughout the loan process.

Applying for a loan will not affect your credit score.
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Business Loan

Low Rates, Zero Fees: Effortless Online Business Loans Made Simple

  • Amplify Your Business:

    Access the funds you need to fuel growth, expand operations, or seize new opportunities with a business loan tailored to your specific requirements.

  • Competitive Rates:

    Benefit from competitive interest rates starting at 14.95% p.a. onwards, making your business loan affordable and manageable, allowing you to maximize profitability.

  • Flexible Financing:

    Choose from a range of flexible repayment terms and loan structures that align with your business cash flow, ensuring smooth repayment without straining your finances..

  • Dedicated Support:

    Benefit from dedicated support from financial experts who understand the challenges and opportunities that businesses face, guiding you through the loan process and offering valuable insights.

Applying for a loan will not affect your credit score.
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Finance Cards

Our Finance Card Partnerships with Leading NBFCs Offer Convenient Access to Personal Loans and Business Loans Empowering Your Financial Goals.

1
Apply online. Fill out a straightforward application for our Finance Card, providing your necessary details.
2
Complete KYC. To proceed further, complete the KYC process as required. With your consent, we will securely share your application details with our lenders.
3
Partner Match. We match you with the most suitable NBFC partner from our trusted network based on your financial requirements.
4
Loan Offers. Explore competitive loan offers presented by our NBFC partners, tailored to your needs, ensuring you secure the best terms and rates.
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Banking

Empowering Your Financial Journey: Transforming Banking for a Better Tomorrow.

  • Personalized Services:
    Our customer-centric approach ensures that every interaction is tailored to your unique requirements. Whether it's a personal loan, or savings account, we offer solutions that fit like a glove.
  • Seamless Digital Banking:
    Say goodbye to long queues and paperwork. Our cutting-edge mobile app allows you to access your accounts, transfer funds, and make payments on the go, all from the comfort of your phone.
  • Robust Security:
    Your financial security is our top priority. We employ the latest encryption technologies to safeguard your transactions and protect your data from unauthorized access.
  • Rewards and Benefits:
    Earn rewards and enjoy exclusive benefits with our loyalty programs. From cashback offers to discounts, we ensure that banking with us comes with exciting perks.
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Coming Soon!

Customer Service Point (CSP)

CSP Outlet: Where Banking Convenience Meets Your Neighborhood.

  • Money Transfer:
    Our CSP outlet offers hassle-free domestic money transfer services, allowing you to send and receive money quickly and securely. Whether you need to transfer funds to a family member or make a payment, our reliable service has you covered.
  • Foreign Money Transfer:
    Looking to send money abroad? Our CSP outlet provides efficient foreign money transfer services, ensuring your international transactions are smooth and cost-effective. We offer competitive exchange rates and a straightforward process for your convenience.
  • MIS (Monthly Income Scheme):
    At our CSP outlet, you can explore Monthly Income Scheme options that help you earn a steady income on your savings. We offer attractive interest rates and flexible terms to suit your financial goals.
  • RD (Recurring Deposit):
    Save regularly and watch your money grow with our Recurring Deposit schemes. Our CSP outlet offers RD options that allow you to build a savings fund for future needs or investments.
  • FD (Fixed Deposit):
    Invest your savings wisely with our Fixed Deposit schemes. Our CSP outlet provides secure and rewarding FD options, ensuring your money works harder for you over a predetermined period.
  • Microloans:
    Need access to small loans for various purposes? Our CSP outlet offers microloans that are easy to apply for and come with quick approvals. Whether it's for business expansion, education, or personal use, we've got you covered.
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Insurance

Protecting What Matters: Your Insurance Solutions for Peace of Mind.

  • Health Insurance:
    Provides coverage for medical expenses, hospitalization, and healthcare services, helping individuals manage healthcare costs and access necessary treatments.
  • Life Insurance:
    Offers financial protection to beneficiaries in the event of the insured person's death, providing a lump sum payment to cover expenses, debts, or future financial needs.
  • Auto Insurance:
    Covers damages or losses related to vehicles, including accidents, theft, and liability claims, ensuring protection for vehicle owners and providing coverage for repair costs or third-party claims.
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Coming Soon!
Your Path to Financial Excellence

Top Reasons why you should choose us

Comprehensive Financial Solutions

Choose us for a wide array of financial services, including money transfers, foreign money transfers, Monthly Income Schemes (MIS), Recurring Deposits (RD), Fixed Deposits (FD), and Lending. We provide a one-stop solution to address your diverse financial needs.

Competitive Rates and Terms

We offer competitive interest rates and flexible terms on our savings and investment products, ensuring that your money grows effectively and aligns with your financial goals.

Quick and Efficient Service

We value your time. Expect speedy transactions, quick approvals for microloans, and a responsive team dedicated to providing you with efficient services.

Excellent Customer Service

Our dedicated customer service team is always ready to assist you with any questions or concerns you may have. We strive to provide a seamless and hassle-free loan application process for our clients.

Unlock a World of Financial Opportunities

Meet our Partners

Meet Our Valued Partners: We take pride in collaborating with industry leaders and trusted organizations to enhance the quality and scope of our services. Together, we bring you the best in financial solutions and innovation.

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Connect with Us - Your Financial Journey Starts Here!

Get in touch with us

Contact us today for personalized financial solutions. Our dedicated team is ready to assist you with loans, finance cards, and more, tailored to your needs. Take the first step towards a brighter financial future!

Registered Office


RBS Nidhi
2nd Floor, ASO-202, Astra Towers, Action Area IIC, Newtown, New Town, West Bengal, Kolkata - 700135

Call us

Reach out to us via our toll-free helpline number for immediate assistance

0804-736-1571

Between 10:00 AM and 7:00 PM Monday to Saturday - Excluding public holidays.

Email Us

For any assistance, feel free to email us at

support@rbsnidhi.in

We generally respond to mail within 24–48 working hours.